Cyberattack insurance is a business lines insurance product. It is intended to provide coverage to corporations or entities from risks related to information technology (IT) like the internet, computer networks, and the likes. Generally, it provides coverage for risks relating to information technology infrastructure, information privacy, …
The best car insurance companies provide their customers with more than just the coverage they require at a reasonable cost — even good companies can do that. Furthermore, the best auto insurance companies put the customer first from quote to claim, including an easy-to-use system for …
Interest rate insurance policies protect policyholders from adverse changes in interest rates for those with variable rate loans or mortgages. 2021 Best Interest Rate Insurance Companies As the current year is ending very soon, we are now checking for the best insurance companies offering interest rate …
Tuition insurance policies provide coverage for students against involuntary withdrawal from cost-intensive educational institutions. 2021 Best Tuition Insurance Companies As the current year is ending very soon, we are now checking for the best insurance companies offering tuition insurance. Please bear with us. You may …
Travel insurance is an insurance policy taken by people who travel abroad, which covers losses and damages like medical expenses, loss of personal belongings, travel delay, and personal liabilities. 2021 Best Travel Insurance Companies Southdowns CoverForYou Able2Travel Best travel insurance company…
Title insurance policies provide policyholders with a guarantee that their title to real property is vested in the purchaser or mortgagee, free and clear of liens or encumbrances. Title insurance is usually offered in conjunction with a search of the public records performed at the time …
Purchase insurance is offered to provide protection on the products that people purchase. Purchase insurance may cover individual purchase protection, warranties, guarantees, care plans, and in some cases even mobile phone insurance. This type of insurance is normally limited in the range of problems that its …
Pollution insurance is usually the first-party coverage for contamination of insured properties either by external or on-site sources. Coverage is also afforded for liability to third parties caused by the contamination of air, water, or land due to the sudden and usually accidental release of hazardous …
Pet insurance policies cover the policyholders’ pets against accidents and illnesses with some insurance companies providing coverage for wellness care and burial. 2021 Best Pet Insurance Companies As the current year is ending very soon, we are now checking for the best insurance companies offering …
Nuclear incident insurance covers damages resulting from accidents that involve radioactive materials and is usually arranged at the national level. 2021 Best Nuclear Insurance Companies As the current year is ending very soon, we are now checking for the best insurance companies offering nuclear insurance. …
Media liability insurance is offered to professionals that engage in film and television production and print to cover them against risks such as defamation. 2021 Best Media Liability Insurance Companies As the current year is ending very soon, we are now checking for the best …
Livestock insurance is a specific insurance policy that is provided to commercial or hobby farms, aquariums, fish farms, or any other animal holding. Coverage is available for mortality or economic slaughter as a result of accident, illness, or disease, but may also be extended to include …
Expatriate insurance provides individuals and organizations operating outside of their home country with protection for vehicles, properties, health, liability, and business pursuits. 2021 Best Expatriate Insurance Companies As the current year is ending very soon, we are now checking for the best insurance companies offering …
Business interruption insurance covers income loss, and expenses incurred after a specified covered peril interrupts regular business operations. Business Interruption Insurance BII is a type of insurance covering the loss of income that a business suffers following a disaster. The income loss covered can be due …
Bloodstock insurance covers individual horses or several horses under common ownership. Coverage is usually for mortality caused by accident, illness, or disease, but may be extended to include infertility, in-transit loss, veterinary expenses, and prospective foal. 2021 Best Bloodstock Insurance Companies As the current year …
All-risk insurance is a type of insurance policy that covers a wide range of incidents and perils, except those that are specifically excluded. All-risk insurance is different from peril-specific insurance policies in that the latter cover losses from only the perils listed in the policy. For …
Professional liability insurance, also known as professional indemnity insurance, protects professionals like architectural corporations and medical practitioners against potential negligence claims filed by patients and clients. Professional liability insurance may have different names based on the profession it caters to. For example, professional liability insurance that …
Prize indemnity insurance protects the insured party from giving away large prizes at specific events. Examples of this would be offering prizes to contestants who can make a half-court shot at a professional basketball game, or a hole-in-one in golf tournaments. 2021 Best Prize Indemnity …
Errors and omissions insurance is business liability insurance for professionals like insurance agents, real estate agents and brokers, architects, third-party administrators, and other business professionals. 2021 Best Errors and Omissions Insurance Companies As the current year is ending very soon, we are now checking for …
Environmental Liability Insurance is also called Environmental Impairment Insurance. Environmental liability or environmental impairment insurance protects the insured party from bodily harm, property damage, as well as cleanup costs as a result of the dispersal, release, or escape of pollutants. 2021 Best Environmental Liability Insurance …
Directors and officers liability insurance protects an organization or company from costs related to litigation resulting from errors made by directors or officers for which they are liable. 2021 Best Directors and Officers Liability Insurance Companies As the current year is ending very soon, we …
Public liability insurance, or general liability insurance, covers a company or organization against claims in the event that its operations cause injury or harm to a member of the public or damage their property in some way. 2021 Best Public Liability Insurance Companies As the …
Liability insurance covers a wide range of insurance types that cover legal claims against the insured. Various types of insurance include an aspect of liability coverage. For example, a homeowner’s policy normally includes liability coverage which protects them in the event of a claim brought by …
Windstorm insurance is a form of insurance that covers damages and losses that can be caused by wind events such as hurricanes. 2021 Best Windstorm Insurance Companies As the current year is ending very soon, we are now checking for the best insurance companies offering …
Volcano insurance is another specialized insurance policy that protects the insured against damage and losses caused specifically by volcanic eruptions. 2021 Best Volcano Insurance Companies As the current year is ending very soon, we are now checking for the best insurance companies offering volcano insurance. …
Surety bond insurance is a three-party insurance policy that guarantees the performance of the principal. 2021 Best Surety Bond Insurance Companies As the current year is ending very soon, we are now checking for the best insurance companies offering surety insurance. Please bear with us. …
Supplemental natural disaster insurance covers specified expenses after a natural disaster renders the homeowner’s home uninhabitable. Periodic payments are paid directly to the insured until their home is rebuilt or the specified time period has elapsed. 2021 Best Supplemental Natural Disaster Insurance Companies As the …
Marine insurance and marine cargo insurance cover the loss or damage of vessels either at sea or inland waterways and of cargo that are in transit, regardless of the method of transit. When the owner of the cargo and the carrier are separate corporations, marine cargo …
Landlord insurance typically covers both residential and commercial properties which are rented to others. Most homeowners’ insurance only covers homes occupied by the owner. 2021 Best Landlord Insurance Companies As the current year is ending very soon, we are now checking for the best insurance …
Home insurance, which is also called hazard insurance or homeowners insurance, provides coverage for the damage or destruction of the policyholder’s home. In some geographical areas, the insurance policy may specifically exclude certain types of risks, such as floods or earthquakes, that will require additional coverage. …
Flood insurance protects against property loss and damage due to flooding. Many United States insurers do not provide flood insurance in specific regions of the country due to the high probability in those areas. In response to this, the federal government introduced the National Flood Insurance …
Earthquake insurance is a form of property insurance that pays the insured in the event that an earthquake causes damage to their property. Most ordinary home insurance policies typically don’t cover earthquake damage. Earthquake insurance policies also generally have a high deductible. Rates typically depend on …
Crop insurance may be taken by farmers to reduce or control the various risks associated with growing and harvesting crops. Such risks typically include crop loss or damage caused by weather, hail, droughts, frost damage, insect, or disease. Index-based crop insurance uses models of how extreme …
Builder’s Risk Insurance (BRI) is a special type of property insurance that compensates against harm to buildings while they’re under construction. BRI is a coverage that protects a person’s or entity’s insurable interest in materials, fixtures, or equipment being used in the renovation, improvement, or construction …
Boiler insurance is more commonly known as machinery insurance or equipment breakdown insurance. Boiler insurance covers against physical damage to boilers, equipment, and machinery. 2021 Best Boiler Insurance Companies As the current year is ending very soon, we are now checking for the best insurance …
Aviation insurance is insurance plans geared specifically to the operation of an airplane and the risks involved with aviation. Aviation insurance plans are distinctly distinctive from those for other regions of transportation and have a tendency to incorporate aviation terminology, as well as terminology, limits, and …
Property insurance provides protection against risks to the policyholders’ property caused by fire, theft, or weather damage. This type may also include specialized forms of insurance such as fire, flood, earthquake, home, inland marine, and even boiler insurance. The term property insurance may be used to …
Life insurance provides financial benefits to a decedent’s family or other designated beneficiaries, and may specifically provide for income to the insured’s family, burial, funeral, and other final expenses. Life insurance policies often provide the option of having the proceeds paid to the chosen beneficiary either …
Casualty insurance is a broad spectrum of insurance policies that a number of types of insurance could be classified, such as auto, workers’ compensation, and some liability insurances. Crime insurance is a form of casualty insurance. It covers the insured against losses incurred from the criminal …
Disability insurance policies provide financial support in the event that the insured becomes incapacitated or is unable to work because of disabling illness or injury. It provides monthly support to help with financial obligations like mortgage loans and credit. Short-term and long-term disability policies are both …
Health insurance policies also cover the cost of medical treatments. Dental insurance, on the other hand, covers all dental costs. In most developed countries, all their citizens receive some form of health coverage from their governments, paid for by the people’s taxes. In most countries, employers …
Gap insurance covers the excess amount from your auto loan in the case that the insurance company does not cover the entire loan. Depending on the insurance company’s policies, it may or may not cover the deductible as well. This coverage is marketed for those who …
Auto Insurance Auto insurance protects the insured against financial loss in the event of an incident that involves a vehicle that they own, such as in traffic collisions. Coverage usually includes property coverage for damages or in the event of theft of the car. It also …
